Homeowners

Whether you are a homeowner, in the process of buying one, or are currently renting a place, you need to consider getting home insurance to protect not only your property but also your belongings. No matter the amount of preventative measures you take, your house is vulnerable to fire, natural disasters (such as floods, earthquakes, and severe storms), and robbery, among other threats. So, unless you want to spend your savings on repairing your home or replacing belongings, you might want to look into buying homeowner’s insurance.

Since many insurance providers are operating in the region, you might get confused between different packages offered by each provider, and this is where we come in for help. We help you with everything you need to know about getting your house insured, the cost of property insurance, and what these plans entail, and how buying home insurance may benefit you in case of an unfortunate incident.

Why Buy Home Insurance?

Dwelling

Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental events like fire, wind, lightning, falling objects, and vandalism. This is the coverage most homeowners think of first when selecting insurance.

Contents

Contents coverage is just that — it covers what’s inside your home. I’m talking about everything from furniture and electronics to pots and pans. If these items are lost or destroyed by a covered event, your policy can help pay to replace them.

Liability

The third component of your home policy is liability coverage. It helps protect you from loss if you’re financially responsible for injury to others or damage to their property. This coverage extends beyond your home and follows you anywhere in the world.

Types of Home Insurance

Standard

It gives you affordable coverage with available protection for what matters most to you.

Enhanced

Offers extended limits and replacement cost of your home’s contents and roof.

Premier

Provides guaranteed home replacement cost and the highest limits on property.

For further details or questions, please fill out the Contact US form on our site, or simply call us to schedule a no obligation appointment with a specialist at 714.584.8999

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